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or:  You wonder why we're in an economic crisis....

We were at the car place yesterday evening, waiting to pick up the car.  A guy (who appeared to be about 14, but what do I know) and his girlfriend?  Sister?  Person of questionable fashion sense?  were also waiting for their car.  The guy was really annoying--constantly asking the manager questions, trying to sell him some "brand new tires" that he allegedly has in his garage, etc... 

They decided to apply for a credit card from the car place (Monro).  So the girl fills out the application, and the manager calls it into their approval center.  It becomes apparent that she has no job and lives with her parents.  She is rejected for the credit card. 

A few minutes later, the guy (hanging around the counter, looking through papers, generally making a pest of himself) says to the girl:  "Oh, we should have applied for this card--it's better 'cause it has a higher interest rate." 

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